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Merchant Warehouse

 

Privately-owned and Boston, Massachusetts-based Merchant Warehouse was established in 1998. They are an ISO/MSP (Independent Sales Organization/Member Service Provider) and have a commitment to excellence in pricing, service, and customer satisfaction. Some 30,000 new merchants are added to their roster yearly. In their last reporting period, they processed some $7 billion a year in sales, and over 9 million transactions a month.

OPTIONS
 Statement Fee
 $7.95
 Clear the  Account
 1.5 Days
 Monthly  Minimum
 $25.00
 Approval Rate
 99%
 Setup Time
 2 Days
 Free Terminal
 NO
 Average Rate
 1.69%
 Transaction  Fee
 $0.21
RATINGS
 89%

HERE IS OUR FULL REVIEW

Pros:
Merchant Warehouse offers low, competitive rates, no hidden fees and plain-language contracts which are month-to-month with no cancellation fees. Being month-to-month means their force of 200 employees are driven to continue winning your business. Employees for both service and products go through extensive training to provide exemplary 24/7 support. They offer the merchant friendly interchange-plus pricing and seasonal downtime and a nice range of equipment for businesses of all kinds and sizes with equipment for the spectrum of electronic payment processing.

Cons:
Such a big company would have their share of complaints, and they do have their share of complaints. Merchants have complained about certain rates and charges, improper programming of equipment or being provided wrong equipment, mistakes in account setup, statements submitted late or not timely, certain overcharges and double charges, long holdbacks on funds, difficulty in obtaining or slow crediting of charge reversals, and more. The Better Business Bureau has closed 69 complaints in the last 3 years, 26 over the past 12 months and rates the company A+, their highest rating.

OUR FINAL CONCLUSION

Overall one would have to rate Merchant Warehouse one of the finer companies for their overwhelming majority of positive merchant experiences and commitment to customer service. Whereas they have had their share of customer complaints, their month-to-month contracts with no cancellation fees gives the merchant ample opportunity to have a good experience and a good company for their payment processing needs.

OPTIONS
 Statement Fee
 $7.95
 Clear the  Account
 1.5 Days
 Monthly  Minimum
 $25.00
 Approval Rate
 99%
 Setup Time
 2 Days
 Free Terminal
 NO
 Average Rate
 1.69%
 Transaction  Fee
 $0.21
RATINGS
 89%
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